The UK's first rent-to-credit platform

Report your rent.
GRO your credit.

The first UK platform where your rent builds your credit score, earns rewards and helps fund your future home — all from the rent you're already paying.

Free to start. No card required. Cancel anytime.

9:41GRO

Welcome back

Hi, Alex

742

+48

vs last month

Excellent

GRO Score

Rent Passport

Verified

GRO Credits

£87.50

Rent Holiday Vault9.8%

£150 of £1,450

Recent

Rent reported to Experian

Sarah reported £950 rentAhmed earned £18.40 GRO CreditsEmily improved her credit score£186,000 rent verified todayRent Passport shared with landlordJames saved £120 to his Rent VaultPriya reached 720 GRO ScoreSarah reported £950 rentAhmed earned £18.40 GRO CreditsEmily improved her credit score£186,000 rent verified todayRent Passport shared with landlordJames saved £120 to his Rent VaultPriya reached 720 GRO Score

Trusted by the UK's leading financial institutions

ExperianEquifaxTransUnionMastercardOpen BankingVisaApple PayGoogle Pay

Most renters spend over

£0

every single year on rent.

Until now, it counted for nothing.

Most renters spend over £10,000 a year on rent

Your rent should do more.

Three ways GRO turns your biggest monthly expense into your greatest financial asset.

Build Credit

Automatically report your rent to Experian, Equifax and TransUnion — every month, hands-free.

Earn GRO Credits

Shop with everyday brands and grow a rewards balance that goes straight towards your rent.

Rent Passport

Create a verified rental identity — income, ID and history — that moves with you to any landlord.

How GRO works

One connection. A financial flywheel that keeps turning every month.

1

Tenant pays rent

Your monthly rent payment is made through Open Banking — no receipts, no manual uploads.

2

GRO verifies payment

We confirm the transaction with your bank instantly, so every pound is authenticated.

3

Credit score updated

Your verified rent is reported to Experian, Equifax and TransUnion automatically.

4

GRO Credits earned

Every reported payment earns GRO Credits — a parallel reward that compounds over time.

5

Rent Vault grows

Spend with partner brands and route rewards into a vault that funds a future rent holiday.

6

Future home funded

Stronger credit plus real savings brings mortgage readiness within reach.

Your whole rent life, in one app.

Track your GRO Score, share your Rent Passport, redeem rewards and watch your Rent Vault grow — beautifully simple, always live.

9:41GRO

Welcome back

Hi, Alex

742

+48

vs last month

Excellent

GRO Score

Rent Passport

Verified

GRO Credits

£87.50

Rent Holiday Vault9.8%

£150 of £1,450

Recent

Rent reported to Experian

Rewards Marketplace

Shop the brands you love. Fund your rent.

Earn GRO Credits on everyday spending with 4,000+ partner brands — routed straight to your Rent Vault.

Tesco

3% back

Sainsbury's

3% back

Uber

4% back

Boots

6% back

Amazon

2% back

Trainline

4% back

Costa

5% back

ASOS

5% back
Coming soon

Mortgage readiness, measured.

You're on your way to becoming mortgage ready. Keep reporting your rent to strengthen your financial profile and unlock your first home.

68%

Mortgage ready

Landlord platform

Why landlords choose GRO

Verified tenants, automatic reconciliation and real-time analytics — powered by Open Banking.

Verified tenants
Rent Passport
Income verification
Rent history
Open Banking verification
Automatic reconciliation
Portfolio dashboard
Payment analytics
Fraud reduction

Why GRO

Everything you need to turn rent into real financial progress — in one platform.

Credit reporting

Rent reported to all three UK credit agencies.

Open Banking powered

Bank-grade verification with zero manual work.

Earn rewards

GRO Credits on everyday spending, towards rent.

Verified Rent Passport

A portable, verified rental identity.

Rent Holiday savings

Build a vault towards a future rent-free month.

Landlord verification

Trusted tenant profiles landlords rely on.

Mortgage readiness

A clear path from renting to owning.

Secure by design

Encrypted, FCA-aligned and privacy-first.

0.0M

UK renters

£0B

Annual rent

0+

Partner brands

0%

Secure

Loved across the rental ecosystem

Tenants, landlords, property managers and brokers — all growing with GRO.

My rent finally counts for something. My GRO Score jumped 48 points in one month — and I didn't change a thing about how I pay.
SSarah M.Tenant · London
Reconciliation used to eat my weekends. GRO verifies every payment through Open Banking and gives me a portfolio view instantly.
DDavid R.Landlord · Leeds
The Rent Passport is a game changer. Verified income, ID and rent history in one place — tenant onboarding is effortless now.
AAisha K.Property Manager · Birmingham
Verified rent history from GRO gives me the affordability picture I need. It's exactly the data first-time buyers were missing.
TTom H.Mortgage Broker · Bristol

The GRO ecosystem

Built to grow with you

From your first credit point to the keys to your first home — one connected journey.

Credit ReportingToday
RewardsToday
Rent PassportToday
Landlord PlatformNext
Mortgage ReadinessNext
Deposit PassportFuture
Home BuyingFuture
Financial MarketplaceFuture

Your rent already costs thousands. It's time it paid you back.

Watch demoFree to start · No card required · Cancel anytime