Shop Away Your Rent
Every purchase at your favorite brands reduces your rent. Shop normally at Tesco, Costa, Amazon, and thousands more — watch your rent decrease in real-time.
Shop Away Your Rent at 3,000+ Brands
Powered by the UK's largest rewards network. Every purchase reduces your rent.
Groceries
Up to 3% back
Tesco • Sainsbury's • ASDA • Morrisons • Waitrose • M&S • Iceland • Aldi
Food & Drink
Up to 2% back
Costa • Starbucks • Pret • McDonald's • KFC • Nando's • Pizza Express
Retail & Fashion
Up to 2% back
Amazon • ASOS • John Lewis • Nike • Adidas • H&M • Zara • Boots
Entertainment
Up to 2% back
Spotify • Netflix • iTunes • Google Play • PlayStation • Xbox • Cineworld
Home & Garden
Up to 2% back
IKEA • Argos • B&Q • Homebase • Dunelm • The Range • Wickes
Transport & Travel
Up to 1.5% back
Shell • BP • Uber • Trainline • Airbnb • Booking.com • Expedia
Powered by Tillo's global rewards network • Same infrastructure trusted by Revolut, Sprive, and Quidco
Three Steps to Lower Rent
Start saving in minutes. No complex applications. No lifestyle changes. Just shop normally and watch your rent decrease.
Get Your GRO Card
Sign up in 2 minutes. Get your free debit card. Link your rent payment. Start building credit immediately.
Shop at 3,000+ Brands
Use GRO at Tesco, Costa, Amazon, and thousands more. Earn up to 3% on groceries, 2% on dining, 1% everywhere else.
Watch Rent Decrease
Every purchase reduces your rent in real-time. Average users save £60-100 monthly. That's £720-1,200 annually.
Calculate Your Real Savings
See exactly how much you could save with honest, sustainable cashback rates.
Cashback breakdown: 0.5% on rent payments, up to 3% on groceries, 2% on dining, 1% on general spending. Average blended rate: 2.5%
That's the power of shopping away your rent.
While traditional cards give you 1% cashback to spend later, GRO gives you up to 3% that immediately reduces your biggest expense: rent. Spend £2,500 monthly and watch £1,200 rent drop to £1,125. Same lifestyle, lower costs.
Why GRO Beats Everything Else
We've built something fundamentally different. Not a rewards card. A rent reduction platform.
| Feature | GRO | Traditional Card | Bilt (US) |
|---|---|---|---|
| Pay Rent & Earn | ✓ 0.5% | ✗ | 0.2% |
| UK-Optimized Merchants | ✓ 1,000+ | Limited | ✗ US only |
| Grocery Cashback | ✓ Up to 3% | 1% | 1% |
| Credit Building | ✓ | ✗ | ✓ |
| Bill Optimization | ✓ Automatic | ✗ | ✗ |
| Homeownership Pathway | ✓ 36 months | ✗ | Limited |
From Renter to Homeowner
GRO isn't just about lower rent. It's your complete 36-month pathway to owning your first home.
Credit Building
Every purchase reports to all 3 credit bureaus. Build the credit score you need for your first mortgage.
Deposit Savings
Automatic allocation to your home deposit fund. Watch your deposit grow alongside your rent reduction.
Bill Optimization
We automatically find better deals on energy, broadband, and insurance. Switch providers without lifting a finger.
Path to Ownership
36-month personalized roadmap. From renter to homeowner with clear milestones and expert guidance.
Built by Renters, For Renters
Thousands of renters already saving. Hundreds of merchants onboard. One mission: homeownership for all.
I do my weekly Tesco shop anyway — now it literally pays my rent. Saved £94 this month just from groceries and Costa runs.
My Amazon habit is finally paying off. Between shopping and eating out, I'm knocking £80/month off my rent without changing anything.
Best financial decision I've made as a renter. My credit score is up 40 points and I'm saving £75/month just by using GRO everywhere.
Start Shopping Away Your Rent Today
Join 10,000+ renters who are turning their biggest expense into their greatest opportunity.
No credit card required • Launch Q2 2025 • 3,000+ partner brands ready